A farm consists of more than crops, including vehicles, buildings, farm implements, and computer equipment. We go beyond crop insurance and offer farmers asset insurance that covers property, vehicles, liability, guesthouses and more.

Whether big or small, your farm is your lifeblood. And the crops that grow there sustain it. As your partner in agriculture, we invest in effective risk management to help you create a sustainable future. Our vast experience, country-wide infrastructure and comprehensive offering allow us to offer you the best crop insurance for your needs.

Wildfires are a major concern in rural South Africa, threatening the financial and socio-economic well-being of farmers, communities and the agricultural sector. Santam provides fire insurance protection for farmers, as well as supports efforts to bring together research, technology and expertise to create fire-safe environments. Through our thorough understanding of the risks of wildfire, we include fire extinguishing charges as part of our offering.