Included
Excluded
| Core | Classic | Executive | |
|---|---|---|---|
| Fire brigade charges | |||
| Transport of groceries and household goods | R2 000 | R5 000 | R50 000 |
| Personal effects of domestic employees | R5 000 | R5 000 | R50 000 |
| Washing on the line | R2 500 | R5 000 | R50 000 |
| Theft or attempted theft from outbuildings | R5 000 | R5 000 | R5 000 |
| Contents of fridges/freezers | R3 000 | R5 000 | R50 000 |
| Guards | |||
| Power surge | Optional | Optional | |
| Alternative accommodation - percentage of content’s insured amount | 20% | 25% | 25% |
| Contents on the premises of the private residence | R2 500 | R5 000 | R50 000 |
| Money (excluding theft) | R1 000 | R2 500 | R25 000 |
| Personal effects of guests | R5 000 | R5 000 | R50 000 |
| Subsidence or landslip (limited cover) – 100% of insured amount | |||
| Loss of water | R2 500 | R25 000 | |
| Storage costs for contents after damage | R5 000 | R10 000 | |
| Accidental breakage of mirrors and certain glass items | |||
| Removal of debris or damaged contents after loss or damage caused by an insured event | |||
| Property keys | R1 000 | R2 500 | R50 000 |
| Veterinary expenses | R3 000 | R30 000 | R60 000 |
| Cover for contents on an asset all-risks basis and flexible worldwide cover against loss or damage, up to 30% |