What's covered

We offer comprehensive insurance for watercraft such as motorboats, ski boats, jet skis and wetbikes, including the hull, outboard motors, machinery, equipment, standard fittings and accessories normally sold with the watercraft.

What's not covered:

Houseboats used as a permanent residence

Craft let out for hire or charter

Racing or speed tests/trials

Outboard motors and accessories may not be insured without the watercraft (hull)

Self-built craft may only be accepted with a seaworthy certificate and valid registration document

Commercial use i.e. charter, cage diving, commercial fishing

Total insured amount exceeding R500 000 (hull, outboard motors and specified accessories combined)

Hull lengths exceeding 8m

What's optional:

Anchors

Audiovisual equipment

Bag and luggage

Batteries

Boat trailer

Branding

Clothing and personal effects

Communication devices

Fishing and sport equipment

Fridges/freezers

Fuel tanks

Glitter paint

Navigation equipment

Outboard/inboard motor

Sails

Tools and spare parts