Customise your cover

Different businesses have different risks and needs. As the one who knows your business best, you can work closely with your intermediary to customise an insurance solution that addresses your specific requirements.

Glass

The accidental breaking of internal and external glass such as glass in windows and doors including their signwriting can be expensive, inconvenient and leave you vulnerable. We’ll cover the replacement of glass and signage. And you have the option to buy cover for express delivery of replacement glass and overtime charges incurred.

Money

If you keep money on your business premises, we’ll provide cover for the loss of or damage to that money and while in transit to or from the bank. You can further extend your cover to include electronic monetary funds in a bank account of the Insured or electronic airtime, for which the Insured is legally liable, as well as fraudulent payment to the Insured by means of a credit card and more.

Deterioration of stock

When machinery breaks, stock can be compromised. Protect your investment with cover for refrigerated stock, cold rooms, fridges and freezers on your premises.

Machinery breakdown and Business interruption cover following machinery breakdown

The machinery in your premises is exposed to all kinds of risks daily. Our policy cover goes beyond fire and theft and can be extended to include accidental damage on the machinery breakdown section. A breakdown of your machinery can stop your business, get cover that accounts for the reduction in gross profit as well as the increased cost of working following machinery breakdown if selected.

Theft

Don’t let theft set your business back. We offer cover for contents in an insured building following forcible and violent entry into or exit from such building. You can also select for damage to buildings cover including the landlord’s fixtures and fittings, damage to gates and fences and for tenants fixtures and fittings if required.

Accidental damage

Accidents happen and, as a business owner, it is hard to predict exactly what will impact your business. Accidental damage cover covers you when the unexpected happens that was not covered under any of the other sections of the policy. Cover can be extended to include damage by discharge or leakage from tanks, pipes or apparatus of chemicals, oils, liquids, fluids, gases or fumes.

Goods in transit

Protect your goods while they travel from A to B with cover against a range of risks, including fire, collision, theft, hijacking and more.