Choose from a full range of business property insurance options

If it’s comprehensive, intelligent business cover that you need, backed by over a 100 years of knowledge and experience, you’ve come to the right place. With our range of business insurance options, you can select the best combination of cover for each stage of your business’s development.

Buildings combined cover

Your buildings are your biggest asset. We offer a combined cover under this section to protect company-owned properties against damage ranging from fire, lightning, weather and water theft of internal fixtures and fittings, accidental damage to sanitary ware, glass and machinery, signs, blinds, canopies and more. We also cover legal liability to third parties from ownership of the property and loss of rent until the building is reinstated.

Business all risks

Whether your property is on or off your premises, it needs cover that you can rely on. Get comprehensive cover for the loss of or damage to specified equipment, wherever it is in the world. Photographic equipment, sound equipment, specialist professional equipment or more – if it needs to travel with you, it’s covered.

Office contents

Protect the contents of your office with comprehensive cover that pays out quickly and efficiently. Cover the loss of or damage to certain office contents by fire and insured perils such as impact, malicious damage, theft, accidental damage to glass items, and more. It can be extended to cover, loss of documents that you normally keep at your premises and legal liability to third parties arising from the loss of such documents. We will also cover you for any increased costs you may incur as a result of damage to the office contents.

Fire and other insured perils

Protect your business against the unpredictable devastation of fire and other perils such as storm, wind, water, hail, snow, impact, malicious damage, and subsidence and landslip, to name a few. Insure your buildings, loss of rent, plant, machinery, contents and stock against unexpected risks, with us.

Electronic equipment

Electronic equipment is an integral part of any business. Whether you simply have a few PCs or equipment to supply a large business, we’ll protect them against loss or damage. Our business solution covers you for equipment on your premises. In transit away from the premises anywhere in the world, if it is a laptop or other portable equipment carried on you and more. Cover can also be extended for loss of profit due to a reduction in turnover following loss or damage.

Business interruption

Physical damage to the property resulting from an insured peril can result in your business activities being interrupted for an extended period of time. This cover is important to a client to cover profits, revenue and rentals and provide increased costs of working cover should the unforeseen happen. Our solutions provide cover for different types of businesses.