No matter the size of your business, we’ll cover all your vehicles against everyday travel risks. We offer eight different cover options to select from depending on your needs and budget.

Whether you own or rent a property, your business premises is the heart of your business. Our comprehensive range of cover solutions offers protection against damages to your business’s physical assets, as well as for losses arising from an incident causing an interruption to your business operations.

Protect the business you’ve spent time and effort building against a wide range of liabilities. Our specialist liability cover options protect your business against legal liabilities for property damage or bodily injuries to third parties arising out of your business activities, with the option to extend cover to include legal liability for products supplied and defective workmanship. Specialist covers can be obtained via SHA and/or Mirabilis . Additional contingency cover can be arranged for employee injury during their employment, and more.

The SmartSME product is designed for a small business with buildings and/or contents with a combined value of less than R5 million and a maximum of 5 vehicles. Santam SmartSME is tailored to your needs, easy to understand, easy to buy, affordable and has extra benefits to support your business.