Aviation
Santam Aviation has established itself as South Africa’s leading aviation insurer. Our expertise and commitment ensure you can always count on us.
Business travel insurance
We offer extensive cover for business and leisure travellers in the event of any unforeseen incident, including medical expenses.
Cell captive
We offer a one-stop shop – with both a short-term and life cell captive license which provides the convenience of insurance solutions under one roof.
Commercial drone insurance
We offer protection against a wide range of risks to your commercial drone or fleet.
Corporate property
Emerald Risk Transfer is the leading provider of corporate property and associated engineering insurance products on the African continent.
Engineering and construction
We are able to provide construction and engineering insurance capacity throughout the continent of Africa.
Heavy haulage
Santam Heavy Haulage offers comprehensive insurance solutions for heavy commercial vehicles with a gross mass exceeding 3 500kg.
Marine
We offer tailor-made solutions and boast an array of technical and reinsurance support services.
Minibus taxis
VUM offers a wide range of cover in the public transport sector – including e-hailing, minibuses, metered taxis and shuttles.
Private client
Echelon offers tailored personal asset risk solutions to meet the needs of professionals, business owners and executives.
Santam structured insurance
We are an industry innovator in Specialist insurance structuring, offering partners and clients individually designed financial solutions.
Specialist liability
SHA Risk Specialists, a division of Santam, is the largest niche casualty insurance provider on the African continent.
VUM business lite
The VUM Business Lite is a reliable, simple to understand, and affordable insurance cover designed to protect small businesses.