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The Santam Insure Your Future Money podcast aims to equip consumers with information and tools that will help them to gain better control of their finances and enable them to properly plan for their financial futures. We will refer to previous and current experience with mentees, and experts with theaim ofproviding a step-by-step financial fitness programme so that listeners can implement the programme themselves.
At the end of each episode, you will have access to multiple interactive documents that will assist you to achieve your financial goals.
In this episode, we delve into the often-overlooked emotional aspects of money management. Discover how your feelings about money can impact your financial decisions and learn strategies to manage these emotions effectively. Featuring candid conversations with our previous mentees, this episode offers real-life insights and practical tips to help you navigate your financial journey with confidence and clarity.
In this episode, we tackle the essential skill of budgeting. Learn how to create a budget that works for you, ensuring you can meet your financial goals and manage your money effectively. With practical tips and lessons learned from our previous mentees, this episode will equip you with the knowledge to take control of your finances and direct your money where it needs to go.
In this episode, we dive into the complexities of budgeting for significant financial commitments, such as buying a home. Join our discussions with previous mentees, Tshiamo and Babalo, who share their experiences and valuable insights on managing large expenses. Whether you're planning to buy a house or make another big purchase, this episode will provide you with practical strategies to budget effectively and achieve your financial goals.
There may be times you need to borrow money – but the way you borrow money and what you borrow money for is the difference between financial hell or financial well-being. In this conversation Maya and Mapalo explain the concept of good vs bad debt, how to use your credit card responsibly and if you do need to borrow money, how to compare loans to understand the total costs.
In this episode, we tackle the issue of managing excessive debt, especially in the face of rising interest rates and inflation. Many people are struggling to meet their debt repayments, and we are here to offer practical solutions and insights to help you regain control of your finances. We explain concepts like the snowball method, how to have a conversation with your creditors, and the pros and cons of debt consolidation. We also explain debt review, how it works and what to watch out for.
Risk cover may seem daunting, but it's crucial for a solid financial plan. In our latest episode, Johann Steyn, certified financial planner at Rainmaker BlueStar by Sanlam, clarifies essential risk products like income protection and critical illness cover. He also shares expert tips on tailoring life cover to your needs, factoring in debt, education costs, and income replacement.
This week, we’re joined by Mbali Khumalo from Simeka Health to help demystify medical coverage options. We dive into hospital plans, comprehensive medical schemes, gap cover, and medical insurance, discussing the costs, benefits, and what makes the most financial sense. Tune in episode 7 to get informed and make the best choice for your needs!
In this episode, we tackle debt dependency and the power of a solid savings plan. Learn how to: Build an emergency fund (and why your credit card doesn’t count!), save for school fees and daily expenses, help your parents without taking on debt.
This week on Santam Insure Your Future podcast, Maya Fisher-French & Mapalo Makhu dive into medium to long-term financial goals. From saving for your child’s education to building a legacy or starting a business, they cover strategies like unit trusts, ETFs, and tax-free savings accounts (TFSAs). Tune in to learn how to make your money grow and secure your future!
Mapalo Makhu is the founder of Woman & Finance and an award-winning personal-finance coach, speaker and money columnist for City Press. Through the Woman & Finance platform, Mapalo has helped thousands of women (and men) to simplify and demystify money matters, and break the illusion that these matters should be kept private. Instead, she advocates that women should rather spearhead conversations about financial issues with comfort and ease, putting the power back in their hands.
Maya Fisher-French, award winning finance journalist, author of the popular website mayaonmoney.co.za and chief writer for City Press's column My Money My Lifestyle. Maya's insights into finance provides South Africans with a practical guide on how to run personal financial affairs.
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